Take the Guesswork Out of Financial Decision Making.
Start a New Job Buy a New Home Start Your Own Business Retire Early Pay Off Your Debt Save for College Buy a New Car Get Married Have a Baby

Get a clear picture of your financial future based on your current situation and habits. We’ll help you make the right decisions to achieve your goals.

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ABOUT Test My Budget

Sometimes you have a lot of choices, and not a lot a lot of time to make a decision. Test My Budget allows you to see the real impact of a major decision in seconds.

Test My Budget was created to help make financial planning faster, easier, and more accessible. We believe that everyone should have access to the tools and information they need to make informed financial decisions.

Powered by the Continuum API

The Continuum API is capable of performing a comprehensive simulation for 30 years of your finances in less than 1/10th of a second. The Continuum API does not perform estimates or approximations. It constructs a timeline of thousands of events for you interact with.

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Transaction History

See your past transactions.

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Future Transactions

Seamlessly move into your future.

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Recurring Expenses

Discover recurring expenses from your past.

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Income Taxes

Income taxes are a core part of the continuum.

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Buy a House

Compare the impact of different options.

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Start a New Job

See the full impact of your options. Paystubs are automatically generated with taxes and benefits factored in.

In Development

Upcoming features in 2023

Bank Account Linking

Connect your existing accounts to load balances and transaction history automatically.

Employment Import

Import your employment information directly from your employer.

Credit Score

Get your credit score and credit report from TransUnion.

Detailed Home Purchase Calculations

Get detailed estimates on property taxes, insurance, and HOA fees.

Scenario Comparison Overlay

Visually compare multiple scenarios in the same view.

Guided Walkthrough

Run through a series of scenarios to see how your decisions impact your financial future.

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The Test My Budget app is free to use. Click the button below to get started.

Try it out